Realty Valuation Services Inc. is your FHA certified appraisal company

Realty Valuation Services Inc. is NY state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured mortgage, be sure to get with Realty Valuation Services Inc., as we are approved and certified to handle FHA appraisals. A portion of the regular training our staff at Realty Valuation Services Inc. receives deals precisely with comprehending the FHA's documentation and their rules and procedures.

An FHA loan is secured by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the loan is paid for in case the borrower doesn't pay their loan. Accessible to all homebuyers, FHA loan programs are designed to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lesser income or less starting capital to use as a down-payment on a loan are assisted the most from Federal Housing Administration loan programs.