Appraisal services for Brooklyn and Kings County homeownersSee the top 7 reasons NY homeowners order from Realty Valuation Services Inc.:
Own a home in or near Brooklyn, NY and need help deciding the price of it?
At Realty Valuation Services Inc., we understand the unique needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value estimation than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Realty Valuation Services Inc., we're seasoned in helping consumers just like you remove unwanted PMI insurance. Challenging property tax assessmentsLets say you live in an area that's declining -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Realty Valuation Services Inc. is your perfect weapon. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be difficult from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Realty Valuation Services Inc. can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you would like to have a seasoned professional double-check it for precision or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Realty Valuation Services Inc. can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Realty Valuation Services Inc. can help you with that. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house. |